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Coverage of adult day services in long term care insurance policies
Author(s)Rona Smyth Henry, Burton V Reifler
Journal titleJournal of Applied Gerontology, vol 16, no 2, June 1997
Pagespp 221-234
KeywordsHealth insurance ; Services ; Health services ; Community care ; Long term ; Day services ; United States of America.
AnnotationPrivate long-term care insurance is growing in availability with 3.4 million policies sold by the end of 1993 in the US. This article examines nine policies with particular emphasis on how coverage of adult day services relates to actual beneficiaries' needs and current practices among day centre providers. Review for eligibility requirements for beneficiaries and for adult day centres showed variability among policies. Some requirements were counterproductive to beneficiaries' needs whereas others did not encourage the most cost effective care. Based on lessons learned from two Robert Wood Johnson Foundation national programmes, recommendations are offered that are intended to make such policies more useful to beneficiaries. (AKM).
Accession NumberCPA-981015225 A
ClassmarkWPG: I: L: PA: 4Q: NM: 7T

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