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Centre for Policy on Ageing | |
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| Long-term determinants of patterns of health insurance coverage in the Medicare population | | Author(s) | Lee Lillard, Jeannette Rogowski, Raynard Kington |
| Journal title | The Gerontologist, vol 37, no 3, June 1997 |
| Pages | pp 314-323 |
| Keywords | Health services ; Health insurance ; Employment ; Costs [care] ; Economic status [elderly] ; United States of America. |
| Annotation | The Medicare programme provides health insurance for the majority of older Americans, however, prescription drugs, dental services and most long-term care services are not covered by the programme, which instead are often covered by private insurance. Using data from the 1990 Health Supplement to the Panel Study of Income Dynamics, this study examined the determinants of patterns of insurance coverage among older people in the United States (US). Findings showed that among those with supplemental insurance through an employment-based source, the primary determinant of having insurance was work history. Among those who did not have employer-provided insurance, wealth was the most important economic factor in the purchase of private insurance. Black people, those with less education and women household heads were less likely to purchase supplemental insurance. The study concluded that the current trend toward reduced post-retirement benefits may result in older people having to rely on supplemental insurance. (AKM). |
| Accession Number | CPA-980812403 A |
| Classmark | L: WPG: WJ: QDC: F:W: 7T |
Data © Centre for Policy on Ageing |
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| ...from the Ageinfo database published by Centre for Policy on Ageing. |
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