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Centre for Policy on Ageing | |
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What price security?
— assessing private insurance for long-term care, income replacement during incapacity, and unemployment for mortgagors | | Author(s) | Tania Burchardt |
| Corporate Author | Suntory and Toyota International Centres for Economics and Related Disciplines - STICERD, London School of Economics and Political Science |
| Publisher | STICERD, London, 1997 |
| Pages | 80 pp (Discussion Paper WSP/129) |
| Source | Johanna Ruff, Room R415, STICERD, LSE, Houghton Street, London WC2A 2AE. |
| Keywords | Insurance ; Health insurance ; Mortgages ; Organisation of care ; Services ; Health services ; Long term ; National insurance contributions ; Reports. |
| Annotation | This paper is based on the author's research with John Hills for the Joseph Rowntree Foundation (JRF), published as 'Private welfare insurance and social security: pushing the boundaries', (York Publishing Services, 1997). Three case studies examine the potential effects of shifts from collectively financed to individually financed welfare - where private insurance is already supplementing state provision. These are: mortgage payment protection; income replacement during incapacity for work; and long-term care. The paper concludes that private products in all three areas (insofar as they can be assessed at all) are expensive for the cover offered, and regressive - so that redistribution occurs not only in income, but also along gender and health or disability lines. |
| Accession Number | CPA-970529213 B |
| Classmark | WP: WPG: WQA: P: I: L: 4Q: JBC: 6K |
Data © Centre for Policy on Ageing |
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| ...from the Ageinfo database published by Centre for Policy on Ageing. |
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