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Centre for Policy on Ageing | |
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Retirement income and assets how can pensions and financial assets support retirement? A discussion paper | Author(s) | Daniela Silcock, Sean James, John Adams |
Corporate Author | Pensions Policy Institute - PPI |
Publisher | Pensions Policy Institute - PPI, October 2009 |
Pages | 63 pp [Retirement income and assets series] |
Source | Pensions Policy Institute, King's College London, Virginia Woolf Building, 1st Floor, 22 Kingsway, London WC2B 6LE. Website: http://www.pensionspolicyinstitute.org.uk |
Keywords | Income [older people] ; Assets [elderly] ; Pensions ; Social policy ; United Kingdom. |
Annotation | This report is the third in a series of four reports looking at the evolution of the needs for income during the course of retirement. It considers the respective roles that state and private pensions and other financial assets are likely to play in supporting retirement incomes now and in the future. It explores: the potential effects of reforms on state pensions; the potential effects of changes in private pension provision; and how the baskets of income and assets that people from different income groups have in retirement are likely to change. It analyses the the implications that changes in the types of pensions offered by employers may have for the way people convert pension savings into retirement income and the features people might expect from retirement products. it explores behavioural, economic and structural factors which affect savings and investment decisions, and how changes in the pensions landscape and regulations surrounding tax-privileged savings vehicles may affect the choices people make about saving. It investigates how changes in the profiles of people who need financial advice and information may affect what is required from those providing such advice and information, and discusses proposals and options for this provision. This series has been sponsored by Age Concern and Help the Aged (Age UK), the Association of British Insurers (ABI), the Department for Work and Pensions (DWP), the Investment Management Association, J P Morgan Asset Management, and Prudential. |
Accession Number | CPA-160513001 B |
Classmark | JF: JD: JJ: TM2: 8 |
Data © Centre for Policy on Ageing |
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...from the Ageinfo database published by Centre for Policy on Ageing. |
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