Centre for Policy on Ageing



Pension confusion, uncertainty and trust in Scotland — an empirical analysis
Author(s)	Rob Webb, Duncan Watson, Patrick Ring, Cormac Bryce
Journal title	Journal of Social Policy, vol 43, no 3, July 2014
Publisher	Cambridge University Press, July 2014
Pages	pp 595-613
Source	journals.cambridge.org/JSP
Keywords	Pensions ; Employers ; Employees ; Attitude ; Retirement policy ; Scotland.
Annotation	In the context of the new automatic enrolment requirements for all eligible employees to make pension provision for their employees, and the importance of trust in pension provision, this article uses data from the Scottish Social Attitudes Survey, which, in its 2005 wave, asked correspondents specific questions regarding pension provision. The authors integrate two different empirical approaches, to achieve a more robust understanding of pension confusion in Scotland. They find that pension confusion is dominated by pension uncertainty and myopia, but these may be reduced for those working in the financial sector. They consider the implications of these findings for the relationship of trust between employers and their employees, as well as for trust in government pension policy more generally. (RH).
Accession Number	CPA-151522225 A
Classmark	JJ: TF: WK: DP: G5: 9A
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...from the Ageinfo database published by Centre for Policy on Ageing.