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Work, saving and retirement among ethnic minorities: a qualitative study
 — a report of research carried out by the Policy Studies Institute on behalf of the Department for Work and Pensions
Author(s)Helen Barnes, Rebecca Taylor
Corporate AuthorPolicy Studies Institute - PSI; Department for Work and Pensions - DWP
PublisherCorporate Document Services, Leeds, 2006
Pages92 pp (Department for Work and Pensions Research report, no 396)
SourceCorporate Document Services, 7 Eastgate, Leeds, LS2 7TY. Orderline tel: 0113 399 4040; e-mail: orderline@cds.co.uk Summary available from website: http://www.dwp.gov.uk/asd/
KeywordsEthnic groups ; Employees ; Preparation [retirement] ; Savings ; Economic status [elderly] ; Qualitative Studies.
AnnotationPensioners living in households headed by someone from a minority ethnic group are more likely to live on a low income and may face significant barriers to accessing benefits. This qualitative research study was designed to examine the different factors that affect the work, saving and retirement decisions of ethnic minority groups. The aim of the research was to fill acknowledged gaps in existing research to ensure that policies are appropriate and sensitive to any cultural differences. The findings are based on 60 semi-structured interviews in autumn 2005 with people from the six main ethnic minority groups in the UK (Indian, Pakistani, black Caribbean, black African, Bangladeshi and Chinese) and included both those above and below state pension age (SPA). The report describes the research aims and methodology; the topic guide used and a listing of sample participants attributes are included as appendices. The report presents findings on: work and education trajectories; household finances; planning for and financing retirement; and factors influencing retirement planning. (RH).
Accession NumberCPA-061102002 B
ClassmarkTK: WK: GA: JDD: F:W: 3DP

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