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Employer attitudes to personal accounts: report of a qualitative study
— a report of research carried out by BMRB Limited on behalf of the Department for Work and Pensions |
| Author(s) | Helen Marshall, Andrew Thomas |
| Corporate Author | BMRB Limited; Department for Work and Pensions - DWP |
| Publisher | Corporate Document Services - CDS, Leeds, 2006 |
| Pages | 110 pp (Department for Work and Pensions research report, no 371) |
| Source | Corporate Document Services, 7 Eastgate, Leeds LS2 7EY. E-mail: orderline@cds.co.uk Website: www.cds.co.uk Download from DWP website: http://www.dwp.gov.uk/asd/asd5/rrs2006.asp |
| Keywords | Pensions ; Supplementary pensions ; Private pensions ; Savings ; Attitude ; Employers ; Qualitative Studies. |
| Annotation | In this context, "personal accounts" relates to the idea of a National Pensions Savings Scheme (NPSS), a recommendation of the Pensions Commission. This qualitative study is based on in-depth interviews with 75 business employers and 8 non-business employers representing firms varying in size from 1-4 to 1,000+ employees. Their views and concerns were sought on proposals for automatically enrolling people into personal accounts. The report is organised as follows: employers' attitudes towards pension provision; views on automatic enrolment and on the level of contributions; employers' likely responses to a 3% minimum employer contribution; employers' views on employee reactions to personal accounts; the process of introducing personal accounts; employers' views on different operating models of personal accounts; and views of non-business employers. Views on the "personal accounts" idea varied by size of employer, and on whether those with contributions of 3% or more were willing to "level down" their existing schemes. This study was commissioned as part of a programme of research and analysis carried out by the Department for Work and Pensions (DWP) to gather evidence to inform the Government's proposals on personal accounts, as set out in the White Paper, "Security in retirement: towards a new pensions system" (Cm 6841; TSO, 2006). (RH). |
| Accession Number | CPA-060808001 B |
| Classmark | JJ: JJH: JK: JDD: DP: TF: 3DP |
Data © Centre for Policy on Ageing |
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| ...from the Ageinfo database published by Centre for Policy on Ageing. |