Centre for Policy on Ageing
 

 
Home credit
 — an investigation into the UK home credit market
Author(s)Claire Whyley, Steve Brooker
Corporate AuthorNational Consumer Council - NCC
PublisherNational Consumer Council - NCC, London, 2004
Pages79 pp (PD 25/04)
SourceNational Consumer Council, 20 Grosvenor Gardens, London SW1W 0DH. www.ncc.org.uk
KeywordsFinancial services [older people] ; Financial institutions ; Consumer protection ; Reports.
AnnotationThe home credit industry serves a vulnerable, low-income consumer base. This report presents a range of evidence regarding the industry's adverse impact on home credit customers, in terms of their characteristics, circumstances and the fact that other lenders are unable to meet their credit needs as successfully as home credit. The report explores the particular features of the home credit market that were identified during the research as having an adverse impact on consumers. Remedies suggested include improving access to affordable sources of credit, improving consumers' financial capability, and regulatory measures. (RH).
Accession NumberCPA-040720217 B
ClassmarkJ: WNL: WYP: 6K

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