Centre for Policy on Ageing



Does financial self-efficacy explain gender differences in retirement saving strategies?
Author(s)	Bernadette E Dietz, Mark Carrozza, P Neal Ritchey
Journal title	Journal of Women & Aging, vol 15, no 4, 2003
Pages	pp 83-96
Source	http://www.tandfonline.com
Keywords	Older women ; Savings ; Preparation [retirement] ; Private pensions ; Social surveys ; United States of America.
Annotation	Research indicates that women remain less financially prepared for retirement than men. This research used data from the Ohio Poll (conducted by the University of Cincinnati's Institute for Policy Research) to assess gender differences in the use of employer-sponsored and private retirement plans, and sought to account for this difference. Social status and human capital factors, occupation and industry of employment, and sense of financial self-efficacy were expected to account for gender differences. Findings indicated gender has no relationship with use of private retirement plans. However, women were found to be less likely to use an employer-sponsored plan, and this was largely accounted for by gender differences in occupation. (KJ/RH).
Accession Number	CPA-040302219 A
Classmark	BD: JDD: GA: JK: 3F: 7T
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...from the Ageinfo database published by Centre for Policy on Ageing.