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Centre for Policy on Ageing | |
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Paying for old age
— can people on lower incomes afford domiciliary care costs? | | Author(s) | Chris Deeming, Justin Keen |
| Journal title | Social Policy & Administration, vol 36, no 5, October 2002 |
| Pages | pp 465-481 |
| Keywords | Domiciliary services ; Costs [care] ; Income [older people] ; Poor elderly ; Social surveys. |
| Annotation | The Labour government has made it clear that it will not countenance major changes in the financing of long-term care for older people in England and Wales. One consequence is that people on modest retirement incomes will continue to have to pay for elements of their own care in their own homes. The government also implicitly assumes that people of working age, on average and below average earnings, are expected to save in order to pay for long-term care. However, evidence is scant about people's willingness and ability to save and pay for long-term care. Accordingly, an interview survey of 100 people - today's and tomorrow's pensioners - was undertaken in June and July 2000. Detailed questions were asked about their financial circumstances, and about their ability to pay more toward their own health and social care costs, now and in the future. The results suggests that today's pensioners on average and lower incomes are experiencing difficulties in paying for care services in their own homes; and future pensioners wil be similarly affected. The results also support the view that people tend to overestimate their retirement incomes, and do not understand how long-term care is financed: they think the government can and should pay. (RH). |
| Accession Number | CPA-021023206 A |
| Classmark | N: QDC: JF: F:W6: 3F |
Data © Centre for Policy on Ageing |
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| ...from the Ageinfo database published by Centre for Policy on Ageing. |
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