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Social Fund use amongst older people
 — a report of research carried out by the Personal Finance Research Centre, University of Bristol on behalf of the Department for Work and Pensions
Author(s)Elaine Kempson, Sharon Collard, Sally Taylor
Corporate AuthorPersonal Finance Research Centre (PFRC), University of Bristol; Department for Work and Pensions - DWP
PublisherCorporate Document Services, Leeds, 2002
Pages96 pp (Department for Work and Pensions Research report, no 172)
SourceCorporate Document Services, 7 Eastgate, Leeds LS2 7LY. Orderline tel: 0113 399 4040. E-mail: orderline@cds.co.uk Summary available from website: http://www.dwp.gov.uk/asd/
KeywordsSupplementary benefits ; Exceptional needs allowance ; Claims [services] ; Usage [services] ; Qualitative Studies.
AnnotationThe Social Fund has an important part to play in tackling pensioner poverty, but, to date, take-up by older people is far lower than for other eligible groups. This report presents the findings of a qualitative study designed to explore the reasons for take-up and non take-up of the discretionary Social Fund among pensioners receiving Income Support (IS) in the form of the Minimum Income Guarantee (MIG). The study was based on 37 in-depth interviews (19 with people who had received a loan or a grant from the Social Fund, and 18 who had not), followed by two focus groups - one with Social Fund applicants, the other with non-applicants. The report examines findings on: living standards; saving and borrowing; Social Fund needs; knowledge of and attitudes to the Social Fund; and use of the Social Fund. The new Pension Service is seen as having a role in reducing the stigma that older people associate with asking for financial help, and in increasing Social Fund take-up. (RH).
Accession NumberCPA-020909001 B
ClassmarkJHM: JHN: QLT: QLD: 3DP

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