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Centre for Policy on Ageing | |
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Ethnic minorities and their pensions decisions
— a study of Pakistani, Bangladeshi and white men in Oldham | | Author(s) | Steven Nesbitt, David Neary |
| Corporate Author | Joseph Rowntree Foundation - JRF |
| Publisher | Joseph Rowntree Foundation - JRF, York, 2001 |
| Pages | 84 pp |
| Source | York Publishing Services Ltd, 64 Hallfield Road, Layerthorpe, York YO31 7ZQ. |
| Keywords | Asian people ; White people ; Pensions ; Qualitative Studies ; Manchester. |
| Annotation | This qualitative study, funded by the Joseph Rowntree Foundation (JRF), looked at the attitudes of Bangladeshi, Pakistani and white men living in Oldham towards different types of retirement pension, and at their ability to make informed choices between alternative forms of second-tier pension provision. Low wages, financial responsibilities toward family and community, and unemployment were the main determinants for pension provision being a low priority for Bangladeshi and Pakistani men. These men also had little understanding of how different types of pension provision operated, but language itself was not a significant barrier to making pension choices. In the absence of compulsion, low-paid workers such as in this study who have not felt inclined to contribute to a second-tier pension scheme are unlikely to be attracted by a stakeholder pension. Indeed, the arrival of the new pension product may only serve to further complicate pension choices. (RH). |
| Accession Number | CPA-010515205 B |
| Classmark | TKK: TKA: JJ: 3DP: 83E |
Data © Centre for Policy on Ageing |
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| ...from the Ageinfo database published by Centre for Policy on Ageing. |
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