Centre for Policy on Ageing



Retiree health benefits — availability from employers and participation by employees
Author(s)	Pamela Loprest
Journal title	The Gerontologist, vol 38, no 6, December 1998
Pages	pp 684-694
Keywords	Health insurance ; Conditions of employment ; Early retirement ; United States of America.
Annotation	Data from the September 1994 US Current Population Survey are used to examine factors associated with early retirers' access to offers of retiree health insurance (RHI) and the likelihood of accepting these offers. Large differences were found in offer rates, and those with pensions and from large firms were much more likely to receive an offer, and women and non-Whites less likely. Even among those with an offer of RHI, more than a quarter do not accept the offer. Early retirers who have lower incomes and lack pensions are significantly less likely to accept an offer of RHI, suggesting that policies that increase offers are not sufficient to increase coverage for early retirement. Barriers to accepting offers need to be considered. (RH).
Accession Number	CPA-010116203 A
Classmark	WPG: WKA: G5M: 7T
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...from the Ageinfo database published by Centre for Policy on Ageing.